Call reports 2004
BROADSTREET BANK, SSB — 2004
What BROADSTREET BANK, SSB reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 128,323,000 | 127,033,000 | 127,086,000 | 125,982,000 |
| Total loans | 32,279,000 | 34,046,000 | 35,754,000 | 34,885,000 |
| Allowance for loan losses | 381,000 | 383,000 | 419,000 | 433,000 |
| Securities available for sale | 22,170,000 | 22,862,000 | 25,068,000 | 23,832,000 |
| Securities held to maturity | 64,903,000 | 62,377,000 | 59,252,000 | 58,359,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,235,000 | 77,763,000 | 77,937,000 | 77,713,000 |
| Interest-bearing deposits | 76,951,000 | 75,580,000 | 75,303,000 | 75,360,000 |
| Noninterest-bearing deposits | 2,284,000 | 2,182,000 | 2,633,000 | 2,353,000 |
| Equity capital | 18,215,000 | 18,018,000 | 18,616,000 | 18,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,608,000 | 3,191,000 | 4,780,000 | 6,402,000 |
| Interest expense | 706,000 | 1,381,000 | 2,049,000 | 2,714,000 |
| Net interest income | 902,000 | 1,810,000 | 2,731,000 | 3,688,000 |
| Noninterest income | 147,000 | 270,000 | 416,000 | 536,000 |
| Noninterest expense | 671,000 | 1,312,000 | 1,963,000 | 2,671,000 |
| Provision for loan losses | 0 | 7,000 | 42,000 | 78,000 |
| Pretax income | 380,000 | 763,000 | 1,155,000 | 1,488,000 |
| Income tax | 110,000 | 222,000 | 337,000 | 417,000 |
| Net income | 270,000 | 541,000 | 818,000 | 1,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,865,000 | 18,138,000 | 18,416,000 | 18,672,000 |
| Total capital | 18,246,000 | 18,521,000 | 18,835,000 | 19,105,000 |
| Risk-weighted assets | 44,614,000 | 45,052,000 | 46,320,000 | 46,455,000 |