Call reports 2003
BROADSTREET BANK, SSB — 2003
What BROADSTREET BANK, SSB reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 131,625,000 | 131,506,000 | 129,468,000 | 128,356,000 |
| Total loans | 27,835,000 | 28,580,000 | 30,632,000 | 31,154,000 |
| Allowance for loan losses | 346,000 | 344,000 | 348,000 | 381,000 |
| Securities available for sale | 28,069,000 | 25,927,000 | 27,236,000 | 25,840,000 |
| Securities held to maturity | 67,079,000 | 68,091,000 | 61,286,000 | 64,484,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,610,000 | 80,152,000 | 79,215,000 | 78,729,000 |
| Interest-bearing deposits | 77,690,000 | 77,976,000 | 77,067,000 | 76,918,000 |
| Noninterest-bearing deposits | 1,920,000 | 2,176,000 | 2,148,000 | 1,810,000 |
| Equity capital | 17,461,000 | 17,646,000 | 17,526,000 | 17,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,714,000 | 3,313,000 | 4,817,000 | 6,432,000 |
| Interest expense | 886,000 | 1,730,000 | 2,533,000 | 3,287,000 |
| Net interest income | 828,000 | 1,583,000 | 2,284,000 | 3,145,000 |
| Noninterest income | 131,000 | 251,000 | 368,000 | 530,000 |
| Noninterest expense | 579,000 | 1,167,000 | 1,727,000 | 2,379,000 |
| Provision for loan losses | 0 | 0 | 7,000 | 46,000 |
| Pretax income | 439,000 | 725,000 | 1,032,000 | 1,364,000 |
| Income tax | 131,000 | 227,000 | 314,000 | 393,000 |
| Net income | 308,000 | 498,000 | 718,000 | 971,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,931,000 | 17,121,000 | 17,343,000 | 17,597,000 |
| Total capital | 17,277,000 | 17,465,000 | 17,691,000 | 17,978,000 |
| Risk-weighted assets | 40,949,000 | 41,721,000 | 43,659,000 | 42,774,000 |