Call reports 2002
BROADSTREET BANK, SSB — 2002
What BROADSTREET BANK, SSB reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 118,078,000 | 115,932,000 | 130,840,000 | 132,091,000 |
| Total loans | 27,521,000 | 27,916,000 | 28,504,000 | 28,675,000 |
| Allowance for loan losses | 325,000 | 342,000 | 338,000 | 352,000 |
| Securities available for sale | 29,719,000 | 28,312,000 | 25,543,000 | 26,861,000 |
| Securities held to maturity | 53,960,000 | 53,853,000 | 61,085,000 | 66,731,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,702,000 | 76,269,000 | 75,974,000 | 77,842,000 |
| Interest-bearing deposits | 76,187,000 | 74,657,000 | 73,630,000 | 76,378,000 |
| Noninterest-bearing deposits | 1,515,000 | 1,612,000 | 2,344,000 | 1,464,000 |
| Equity capital | 15,949,000 | 16,522,000 | 17,000,000 | 17,188,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,645,000 | 3,371,000 | 5,059,000 | 6,803,000 |
| Interest expense | 891,000 | 1,781,000 | 2,657,000 | 3,599,000 |
| Net interest income | 754,000 | 1,590,000 | 2,402,000 | 3,204,000 |
| Noninterest income | 78,000 | 176,000 | 309,000 | 407,000 |
| Noninterest expense | 519,000 | 1,052,000 | 1,599,000 | 2,197,000 |
| Provision for loan losses | 0 | 17,000 | 17,000 | 31,000 |
| Pretax income | 313,000 | 698,000 | 1,054,000 | 1,325,000 |
| Income tax | 88,000 | 199,000 | 301,000 | 378,000 |
| Net income | 225,000 | 499,000 | 753,000 | 947,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,827,000 | 16,106,000 | 16,407,000 | 16,624,000 |
| Total capital | 16,152,000 | 16,448,000 | 16,745,000 | 16,976,000 |
| Risk-weighted assets | 37,386,000 | 37,326,000 | 40,574,000 | 42,470,000 |