Call reports 2001
BROADSTREET BANK, SSB — 2001
What BROADSTREET BANK, SSB reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 93,195,000 | 94,819,000 | 100,248,000 | 101,979,000 |
| Total loans | 22,249,000 | 23,785,000 | 24,890,000 | 26,433,000 |
| Allowance for loan losses | 278,000 | 279,000 | 279,000 | 323,000 |
| Securities available for sale | 27,398,000 | 25,881,000 | 29,613,000 | 28,929,000 |
| Securities held to maturity | 38,742,000 | 38,283,000 | 37,652,000 | 38,140,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,424,000 | 73,096,000 | 76,654,000 | 77,566,000 |
| Interest-bearing deposits | 69,917,000 | 71,441,000 | 75,034,000 | 76,001,000 |
| Noninterest-bearing deposits | 1,507,000 | 1,655,000 | 1,621,000 | 1,565,000 |
| Equity capital | 15,481,000 | 15,508,000 | 15,822,000 | 15,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,563,000 | 3,089,000 | 4,606,000 | 6,124,000 |
| Interest expense | 1,026,000 | 1,990,000 | 2,931,000 | 3,808,000 |
| Net interest income | 537,000 | 1,099,000 | 1,675,000 | 2,316,000 |
| Noninterest income | 55,000 | 138,000 | 215,000 | 294,000 |
| Noninterest expense | 500,000 | 965,000 | 1,505,000 | 1,997,000 |
| Provision for loan losses | 0 | 0 | 0 | 59,000 |
| Pretax income | 114,000 | 296,000 | 485,000 | 685,000 |
| Income tax | 10,000 | 38,000 | 75,000 | 136,000 |
| Net income | 104,000 | 258,000 | 409,000 | 549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,160,000 | 15,313,000 | 15,474,000 | 15,632,000 |
| Total capital | 15,438,000 | 15,592,000 | 15,753,000 | 15,955,000 |
| Risk-weighted assets | 28,824,000 | 30,139,000 | 31,559,000 | 33,701,000 |