Call reports 2008
FIRST NATIONAL BANK OF GILLETTE — 2008
What FIRST NATIONAL BANK OF GILLETTE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 343,785,000 | 329,579,000 | 355,030,000 | 376,547,000 |
| Total loans | 119,109,000 | 121,901,000 | 124,439,000 | 126,253,000 |
| Allowance for loan losses | 1,858,000 | 1,759,000 | 1,963,000 | 2,029,000 |
| Securities available for sale | 179,193,000 | 183,364,000 | 209,721,000 | 211,354,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 307,284,000 | 294,428,000 | 318,315,000 | 337,782,000 |
| Interest-bearing deposits | 253,285,000 | 246,646,000 | 259,352,000 | 280,343,000 |
| Noninterest-bearing deposits | 53,999,000 | 47,782,000 | 58,963,000 | 57,439,000 |
| Equity capital | 35,032,000 | 33,596,000 | 34,905,000 | 37,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,628,000 | 8,947,000 | 13,296,000 | 17,588,000 |
| Interest expense | 1,865,000 | 3,400,000 | 4,825,000 | 6,232,000 |
| Net interest income | 2,763,000 | 5,547,000 | 8,471,000 | 11,356,000 |
| Noninterest income | 843,000 | 1,776,000 | 2,659,000 | 3,566,000 |
| Noninterest expense | 1,716,000 | 3,632,000 | 5,727,000 | 7,886,000 |
| Provision for loan losses | 75,000 | 175,000 | 300,000 | 450,000 |
| Pretax income | 1,904,000 | 3,614,000 | 5,209,000 | 6,758,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,904,000 | 3,614,000 | 5,209,000 | 6,758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,450,000 | 33,585,000 | 34,530,000 | 35,977,000 |
| Total capital | 35,308,000 | 35,344,000 | 36,493,000 | 37,622,000 |
| Risk-weighted assets | 163,365,000 | 162,634,000 | 168,510,000 | 173,428,000 |