Call reports 2007
FIRST NATIONAL BANK OF GILLETTE — 2007
What FIRST NATIONAL BANK OF GILLETTE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 327,823,000 | 315,918,000 | 321,094,000 | 348,075,000 |
| Total loans | 109,761,000 | 112,097,000 | 117,617,000 | 121,227,000 |
| Allowance for loan losses | 1,660,000 | 1,815,000 | 1,847,000 | 1,913,000 |
| Securities available for sale | 189,780,000 | 184,359,000 | 180,537,000 | 181,885,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,106,000 | 287,471,000 | 289,910,000 | 313,831,000 |
| Interest-bearing deposits | 242,150,000 | 232,675,000 | 235,955,000 | 262,888,000 |
| Noninterest-bearing deposits | 55,956,000 | 54,796,000 | 53,955,000 | 50,943,000 |
| Equity capital | 28,325,000 | 27,295,000 | 29,719,000 | 32,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,660,000 | 9,278,000 | 14,021,000 | 18,852,000 |
| Interest expense | 1,882,000 | 3,803,000 | 5,756,000 | 7,804,000 |
| Net interest income | 2,778,000 | 5,475,000 | 8,265,000 | 11,048,000 |
| Noninterest income | 784,000 | 1,511,000 | 2,266,000 | 3,027,000 |
| Noninterest expense | 1,664,000 | 3,369,000 | 5,118,000 | 6,970,000 |
| Provision for loan losses | 75,000 | 150,000 | 210,000 | 285,000 |
| Pretax income | 1,828,000 | 3,448,000 | 5,179,000 | 6,803,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,828,000 | 3,448,000 | 5,179,000 | 6,803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,670,000 | 29,790,000 | 30,721,000 | 32,346,000 |
| Total capital | 31,329,000 | 31,605,000 | 32,568,000 | 34,259,000 |
| Risk-weighted assets | 152,308,000 | 151,425,000 | 162,070,000 | 167,066,000 |