Call reports 2006
FIRST NATIONAL BANK OF GILLETTE — 2006
What FIRST NATIONAL BANK OF GILLETTE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 277,032,000 | 274,112,000 | 289,775,000 | 324,708,000 |
| Total loans | 96,237,000 | 104,905,000 | 108,281,000 | 110,632,000 |
| Allowance for loan losses | 1,397,000 | 1,510,000 | 1,609,000 | 1,631,000 |
| Securities available for sale | 159,219,000 | 151,336,000 | 158,072,000 | 174,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,330,000 | 251,648,000 | 264,258,000 | 296,603,000 |
| Interest-bearing deposits | 204,275,000 | 190,146,000 | 209,322,000 | 233,159,000 |
| Noninterest-bearing deposits | 50,055,000 | 61,502,000 | 54,936,000 | 63,444,000 |
| Equity capital | 21,967,000 | 21,367,000 | 24,472,000 | 26,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,605,000 | 7,514,000 | 11,739,000 | 16,370,000 |
| Interest expense | 1,236,000 | 2,552,000 | 4,081,000 | 5,806,000 |
| Net interest income | 2,369,000 | 4,962,000 | 7,658,000 | 10,564,000 |
| Noninterest income | 550,000 | 1,273,000 | 2,071,000 | 2,794,000 |
| Noninterest expense | 1,480,000 | 3,086,000 | 4,767,000 | 6,735,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,363,000 | 2,973,000 | 4,697,000 | 6,287,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,363,000 | 2,973,000 | 4,697,000 | 6,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,316,000 | 25,728,000 | 26,852,000 | 28,442,000 |
| Total capital | 26,713,000 | 27,238,000 | 28,461,000 | 30,073,000 |
| Risk-weighted assets | 128,731,000 | 133,632,000 | 142,023,000 | 150,588,000 |