Call reports 2005
FIRST NATIONAL BANK OF GILLETTE — 2005
What FIRST NATIONAL BANK OF GILLETTE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 232,460,000 | 225,416,000 | 236,542,000 | 274,634,000 |
| Total loans | 87,688,000 | 87,316,000 | 93,963,000 | 94,875,000 |
| Allowance for loan losses | 1,381,000 | 1,232,000 | 1,361,000 | 1,307,000 |
| Securities available for sale | 126,476,000 | 127,505,000 | 129,806,000 | 149,661,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,950,000 | 202,821,000 | 214,668,000 | 252,382,000 |
| Interest-bearing deposits | 174,187,000 | 165,177,000 | 172,433,000 | 203,097,000 |
| Noninterest-bearing deposits | 37,763,000 | 37,644,000 | 42,235,000 | 49,285,000 |
| Equity capital | 19,861,000 | 21,688,000 | 21,298,000 | 21,569,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,775,000 | 5,720,000 | 8,889,000 | 12,406,000 |
| Interest expense | 680,000 | 1,420,000 | 2,286,000 | 3,378,000 |
| Net interest income | 2,095,000 | 4,300,000 | 6,603,000 | 9,028,000 |
| Noninterest income | 439,000 | 944,000 | 1,493,000 | 2,036,000 |
| Noninterest expense | 1,255,000 | 2,503,000 | 3,844,000 | 5,530,000 |
| Provision for loan losses | 75,000 | 135,000 | 212,000 | 287,000 |
| Pretax income | 1,196,000 | 2,463,000 | 3,850,000 | 5,052,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,196,000 | 2,463,000 | 3,850,000 | 5,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,398,000 | 22,565,000 | 23,153,000 | 24,355,000 |
| Total capital | 23,779,000 | 23,797,000 | 24,514,000 | 25,662,000 |
| Risk-weighted assets | 110,678,000 | 110,619,000 | 118,193,000 | 126,116,000 |