Call reports 2004
FIRST NATIONAL BANK OF GILLETTE — 2004
What FIRST NATIONAL BANK OF GILLETTE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 221,440,000 | 219,301,000 | 222,234,000 | 239,794,000 |
| Total loans | 83,256,000 | 85,920,000 | 92,272,000 | 90,386,000 |
| Allowance for loan losses | 1,079,000 | 1,175,000 | 1,214,000 | 1,330,000 |
| Securities available for sale | 108,189,000 | 116,211,000 | 116,087,000 | 119,582,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,463,000 | 199,915,000 | 200,959,000 | 218,408,000 |
| Interest-bearing deposits | 167,113,000 | 165,063,000 | 165,624,000 | 179,590,000 |
| Noninterest-bearing deposits | 32,350,000 | 34,852,000 | 35,335,000 | 38,818,000 |
| Equity capital | 21,353,000 | 18,564,000 | 20,380,000 | 20,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,366,000 | 4,855,000 | 7,419,000 | 10,164,000 |
| Interest expense | 685,000 | 1,322,000 | 1,941,000 | 2,590,000 |
| Net interest income | 1,681,000 | 3,533,000 | 5,478,000 | 7,574,000 |
| Noninterest income | 437,000 | 953,000 | 1,405,000 | 1,941,000 |
| Noninterest expense | 1,233,000 | 2,450,000 | 3,831,000 | 5,218,000 |
| Provision for loan losses | 110,000 | 200,000 | 290,000 | 380,000 |
| Pretax income | 748,000 | 1,706,000 | 2,569,000 | 3,711,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 748,000 | 1,706,000 | 2,569,000 | 3,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,266,000 | 20,248,000 | 20,411,000 | 21,553,000 |
| Total capital | 21,345,000 | 21,423,000 | 21,625,000 | 22,883,000 |
| Risk-weighted assets | 107,617,000 | 109,157,000 | 115,076,000 | 116,527,000 |