Call reports 2003
FIRST NATIONAL BANK OF GILLETTE — 2003
What FIRST NATIONAL BANK OF GILLETTE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 204,218,000 | 207,297,000 | 217,590,000 | 227,133,000 |
| Total loans | 78,778,000 | 83,821,000 | 85,962,000 | 81,888,000 |
| Allowance for loan losses | 1,144,000 | 1,047,000 | 998,000 | 980,000 |
| Securities available for sale | 92,142,000 | 98,844,000 | 104,263,000 | 103,484,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,571,000 | 185,911,000 | 196,789,000 | 206,241,000 |
| Interest-bearing deposits | 154,038,000 | 157,308,000 | 165,640,000 | 174,160,000 |
| Noninterest-bearing deposits | 28,533,000 | 28,603,000 | 31,149,000 | 32,081,000 |
| Equity capital | 20,876,000 | 20,502,000 | 20,024,000 | 20,346,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,429,000 | 4,832,000 | 7,171,000 | 9,474,000 |
| Interest expense | 819,000 | 1,604,000 | 2,319,000 | 3,040,000 |
| Net interest income | 1,610,000 | 3,228,000 | 4,852,000 | 6,434,000 |
| Noninterest income | 705,000 | 1,282,000 | 1,938,000 | 2,335,000 |
| Noninterest expense | 1,282,000 | 2,544,000 | 3,882,000 | 5,244,000 |
| Provision for loan losses | 40,000 | 100,000 | 190,000 | 340,000 |
| Pretax income | 999,000 | 1,873,000 | 2,590,000 | 2,996,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 999,000 | 1,873,000 | 2,590,000 | 2,996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,607,000 | 19,294,000 | 19,461,000 | 19,868,000 |
| Total capital | 20,751,000 | 20,341,000 | 20,459,000 | 20,848,000 |
| Risk-weighted assets | 101,599,000 | 105,599,000 | 110,474,000 | 108,171,000 |