Call reports 2002
FIRST NATIONAL BANK OF GILLETTE — 2002
What FIRST NATIONAL BANK OF GILLETTE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 195,630,000 | 205,107,000 | 210,973,000 | 195,985,000 |
| Total loans | 67,592,000 | 69,626,000 | 77,172,000 | 80,044,000 |
| Allowance for loan losses | 1,142,000 | 1,132,000 | 1,105,000 | 1,118,000 |
| Securities available for sale | 93,675,000 | 112,855,000 | 118,755,000 | 102,395,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,350,000 | 184,897,000 | 189,798,000 | 174,147,000 |
| Interest-bearing deposits | 150,491,000 | 157,853,000 | 160,946,000 | 145,582,000 |
| Noninterest-bearing deposits | 25,859,000 | 27,044,000 | 28,852,000 | 28,565,000 |
| Equity capital | 18,578,000 | 19,567,000 | 20,289,000 | 21,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,516,000 | 5,171,000 | 7,747,000 | 10,328,000 |
| Interest expense | 1,086,000 | 2,183,000 | 3,174,000 | 4,059,000 |
| Net interest income | 1,430,000 | 2,988,000 | 4,573,000 | 6,269,000 |
| Noninterest income | 426,000 | 908,000 | 1,411,000 | 2,006,000 |
| Noninterest expense | 1,239,000 | 2,426,000 | 3,693,000 | 5,062,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 130,000 |
| Pretax income | 664,000 | 1,620,000 | 2,484,000 | 3,363,000 |
| Income tax | 0 | -25,000 | -12,000 | 0 |
| Net income | 664,000 | 1,645,000 | 2,496,000 | 3,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,505,000 | 18,406,000 | 18,653,000 | 19,519,000 |
| Total capital | 19,641,000 | 19,538,000 | 19,758,000 | 20,637,000 |
| Risk-weighted assets | 90,911,000 | 91,542,000 | 98,604,000 | 99,354,000 |