Call reports 2001
SILVERDALE STATE BANK — 2001
What SILVERDALE STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 26,719,000 | 28,734,000 | 31,484,000 |
| Total loans | 16,775,000 | 16,604,000 | 15,697,000 |
| Allowance for loan losses | 227,000 | 239,000 | 240,000 |
| Securities available for sale | 6,517,000 | 6,098,000 | 2,264,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 23,419,000 | 25,670,000 | 28,510,000 |
| Interest-bearing deposits | 18,080,000 | 18,511,000 | 20,636,000 |
| Noninterest-bearing deposits | 5,339,000 | 7,159,000 | 7,873,000 |
| Equity capital | 2,723,000 | 2,743,000 | 2,734,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 507,000 | 1,007,000 | 1,513,000 |
| Interest expense | 159,000 | 313,000 | 469,000 |
| Net interest income | 348,000 | 694,000 | 1,044,000 |
| Noninterest income | 40,000 | 77,000 | 116,000 |
| Noninterest expense | 285,000 | 579,000 | 829,000 |
| Provision for loan losses | 12,000 | 24,000 | 24,000 |
| Pretax income | 91,000 | 168,000 | 330,000 |
| Income tax | 26,000 | 48,000 | 86,000 |
| Net income | 65,000 | 120,000 | 244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 2,660,000 | 2,674,000 | 2,709,000 |
| Total capital | 2,846,000 | 2,859,000 | 2,907,000 |
| Risk-weighted assets | 15,109,000 | 15,035,000 | 16,036,000 |