Call reports 2010
FIRST STATE BANK — 2010
What FIRST STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 34,691,000 | 33,175,000 | 31,580,000 | 30,245,000 |
| Total loans | 21,619,000 | 21,647,000 | 20,217,000 | 20,190,000 |
| Allowance for loan losses | 1,003,000 | 941,000 | 820,000 | 641,000 |
| Securities available for sale | 6,738,000 | 7,082,000 | 6,146,000 | 5,531,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,955,000 | 28,418,000 | 26,775,000 | 27,100,000 |
| Interest-bearing deposits | 26,357,000 | 24,952,000 | 23,609,000 | 23,222,000 |
| Noninterest-bearing deposits | 3,598,000 | 3,466,000 | 3,165,000 | 3,878,000 |
| Equity capital | 3,134,000 | 3,144,000 | 3,170,000 | 3,065,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 429,000 | 814,000 | 1,215,000 | 1,517,000 |
| Interest expense | 107,000 | 207,000 | 297,000 | 381,000 |
| Net interest income | 322,000 | 607,000 | 918,000 | 1,136,000 |
| Noninterest income | 73,000 | 110,000 | 195,000 | 198,000 |
| Noninterest expense | 319,000 | 664,000 | 1,009,000 | 1,305,000 |
| Provision for loan losses | 5,000 | 8,000 | 11,000 | 64,000 |
| Pretax income | 71,000 | 83,000 | 93,000 | 4,000 |
| Income tax | 5,000 | 9,000 | 14,000 | 1,000 |
| Net income | 66,000 | 74,000 | 79,000 | 3,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,098,000 | 3,106,000 | 3,110,000 | 3,034,000 |
| Total capital | 3,399,000 | 3,405,000 | 3,392,000 | 3,310,000 |
| Risk-weighted assets | 23,369,000 | 23,262,000 | 22,043,000 | 21,723,000 |