Call reports 2009
FIRST STATE BANK — 2009
What FIRST STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 39,414,000 | 38,724,000 | 34,271,000 | 33,728,000 |
| Total loans | 26,193,000 | 26,459,000 | 25,349,000 | 24,378,000 |
| Allowance for loan losses | 994,000 | 977,000 | 1,214,000 | 1,056,000 |
| Securities available for sale | 5,094,000 | 4,479,000 | 3,359,000 | 5,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,957,000 | 31,825,000 | 29,328,000 | 29,061,000 |
| Interest-bearing deposits | 30,624,000 | 28,756,000 | 26,296,000 | 25,071,000 |
| Noninterest-bearing deposits | 3,333,000 | 3,069,000 | 3,032,000 | 3,990,000 |
| Equity capital | 3,793,000 | 3,385,000 | 3,223,000 | 3,047,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 571,000 | 1,126,000 | 1,641,000 | 2,090,000 |
| Interest expense | 218,000 | 419,000 | 580,000 | 709,000 |
| Net interest income | 353,000 | 707,000 | 1,061,000 | 1,381,000 |
| Noninterest income | 60,000 | 95,000 | 370,000 | 413,000 |
| Noninterest expense | 361,000 | 731,000 | 1,098,000 | 1,490,000 |
| Provision for loan losses | 30,000 | 460,000 | 890,000 | 1,020,000 |
| Pretax income | 22,000 | -389,000 | -557,000 | -716,000 |
| Income tax | 4,000 | 8,000 | 12,000 | 2,000 |
| Net income | 18,000 | -397,000 | -569,000 | -718,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,767,000 | 3,352,000 | 3,180,000 | 3,031,000 |
| Total capital | 4,135,000 | 3,720,000 | 3,521,000 | 3,360,000 |
| Risk-weighted assets | 28,783,000 | 28,852,000 | 26,446,000 | 25,566,000 |