Call reports 2007
FIRST STATE BANK — 2007
What FIRST STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 39,692,000 | 39,533,000 | 38,189,000 | 38,354,000 |
| Total loans | 31,876,000 | 33,117,000 | 33,077,000 | 31,323,000 |
| Allowance for loan losses | 1,357,000 | 1,457,000 | 1,094,000 | 1,132,000 |
| Securities available for sale | 4,155,000 | 4,104,000 | 4,288,000 | 4,255,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,627,000 | 34,647,000 | 32,249,000 | 33,151,000 |
| Interest-bearing deposits | 31,674,000 | 27,671,000 | 29,541,000 | 29,947,000 |
| Noninterest-bearing deposits | 2,953,000 | 6,976,000 | 2,708,000 | 3,204,000 |
| Equity capital | 3,363,000 | 3,156,000 | 3,370,000 | 3,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 684,000 | 1,402,000 | 2,133,000 | 2,852,000 |
| Interest expense | 344,000 | 694,000 | 1,042,000 | 1,373,000 |
| Net interest income | 340,000 | 708,000 | 1,091,000 | 1,479,000 |
| Noninterest income | 71,000 | 109,000 | 198,000 | 237,000 |
| Noninterest expense | 261,000 | 556,000 | 827,000 | 1,117,000 |
| Provision for loan losses | 150,000 | 444,000 | 474,000 | 474,000 |
| Pretax income | 0 | -183,000 | -12,000 | 125,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | 0 | -183,000 | -12,000 | 124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,382,000 | 3,198,000 | 3,368,000 | 3,506,000 |
| Total capital | 3,806,000 | 3,634,000 | 3,801,000 | 3,919,000 |
| Risk-weighted assets | 33,024,000 | 33,884,000 | 33,943,000 | 32,324,000 |