Call reports 2006
FIRST STATE BANK — 2006
What FIRST STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 41,853,000 | 40,277,000 | 40,175,000 | 39,321,000 |
| Total loans | 33,932,000 | 34,708,000 | 35,331,000 | 32,200,000 |
| Allowance for loan losses | 668,000 | 705,000 | 1,148,000 | 1,207,000 |
| Securities available for sale | 3,741,000 | 4,052,000 | 4,005,000 | 4,202,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,745,000 | 34,218,000 | 34,867,000 | 34,273,000 |
| Interest-bearing deposits | 32,297,000 | 31,245,000 | 28,022,000 | 31,170,000 |
| Noninterest-bearing deposits | 3,448,000 | 2,973,000 | 6,845,000 | 3,104,000 |
| Equity capital | 4,433,000 | 4,383,000 | 3,298,000 | 3,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 739,000 | 1,449,000 | 2,144,000 | 2,836,000 |
| Interest expense | 295,000 | 585,000 | 931,000 | 1,286,000 |
| Net interest income | 444,000 | 864,000 | 1,213,000 | 1,550,000 |
| Noninterest income | 99,000 | 133,000 | 174,000 | 224,000 |
| Noninterest expense | 239,000 | 489,000 | 750,000 | 998,000 |
| Provision for loan losses | 125,000 | 375,000 | 1,625,000 | 1,725,000 |
| Pretax income | 179,000 | 133,000 | -988,000 | -949,000 |
| Income tax | 4,000 | 8,000 | 11,000 | 0 |
| Net income | 175,000 | 125,000 | -999,000 | -949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,506,000 | 4,456,000 | 3,331,000 | 3,381,000 |
| Total capital | 4,952,000 | 4,908,000 | 3,792,000 | 3,811,000 |
| Risk-weighted assets | 35,480,000 | 35,944,000 | 36,212,000 | 33,634,000 |