Call reports 2002
FIRST STATE BANK — 2002
What FIRST STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 32,681,000 | 33,814,000 | 33,548,000 | 33,075,000 |
| Total loans | 25,743,000 | 28,052,000 | 28,057,000 | 27,471,000 |
| Allowance for loan losses | 367,000 | 378,000 | 782,000 | 778,000 |
| Securities available for sale | 4,779,000 | 4,222,000 | 3,980,000 | 3,934,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,875,000 | 27,688,000 | 28,630,000 | 28,814,000 |
| Interest-bearing deposits | 25,066,000 | 25,265,000 | 25,849,000 | 25,787,000 |
| Noninterest-bearing deposits | 2,809,000 | 2,423,000 | 2,782,000 | 3,027,000 |
| Equity capital | 3,624,000 | 3,713,000 | 3,406,000 | 3,299,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 595,000 | 1,209,000 | 1,819,000 | 2,425,000 |
| Interest expense | 237,000 | 461,000 | 691,000 | 910,000 |
| Net interest income | 358,000 | 748,000 | 1,128,000 | 1,515,000 |
| Noninterest income | 59,000 | 115,000 | 166,000 | 228,000 |
| Noninterest expense | 192,000 | 382,000 | 563,000 | 748,000 |
| Provision for loan losses | 8,000 | 20,000 | 591,000 | 821,000 |
| Pretax income | 217,000 | 461,000 | 140,000 | 174,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 13,000 |
| Net income | 214,000 | 455,000 | 131,000 | 161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,528,000 | 3,608,000 | 3,284,000 | 3,189,000 |
| Total capital | 3,863,000 | 3,959,000 | 3,647,000 | 3,554,000 |
| Risk-weighted assets | 26,764,000 | 28,837,000 | 28,605,000 | 28,748,000 |