Call reports 2001
FIRST STATE BANK — 2001
What FIRST STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 29,554,000 | 31,015,000 | 31,934,000 | 32,219,000 |
| Total loans | 22,423,000 | 24,751,000 | 25,845,000 | 25,399,000 |
| Allowance for loan losses | 338,000 | 356,000 | 363,000 | 360,000 |
| Securities available for sale | 5,386,000 | 4,829,000 | 4,359,000 | 4,699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,457,000 | 25,157,000 | 25,799,000 | 26,645,000 |
| Interest-bearing deposits | 22,016,000 | 22,656,000 | 23,154,000 | 23,984,000 |
| Noninterest-bearing deposits | 2,441,000 | 2,501,000 | 2,645,000 | 2,661,000 |
| Equity capital | 3,765,000 | 3,604,000 | 3,663,000 | 3,628,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 625,000 | 1,257,000 | 1,910,000 | 2,550,000 |
| Interest expense | 301,000 | 597,000 | 894,000 | 1,167,000 |
| Net interest income | 324,000 | 660,000 | 1,016,000 | 1,383,000 |
| Noninterest income | 36,000 | 68,000 | 109,000 | 173,000 |
| Noninterest expense | 179,000 | 358,000 | 547,000 | 754,000 |
| Provision for loan losses | 22,000 | 33,000 | 41,000 | 48,000 |
| Pretax income | 159,000 | 337,000 | 537,000 | 754,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 156,000 | 331,000 | 528,000 | 742,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,688,000 | 3,524,000 | 3,518,000 | 3,513,000 |
| Total capital | 3,982,000 | 3,847,000 | 3,855,000 | 3,844,000 |
| Risk-weighted assets | 24,148,000 | 25,795,000 | 26,927,000 | 26,486,000 |