Call reports 2020
COMMUNITY BANK OF PARKERSBURG — 2020
What COMMUNITY BANK OF PARKERSBURG reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 257,119,000 | 267,209,000 | 272,548,000 | 275,992,000 |
| Total loans | 212,354,000 | 226,365,000 | 229,578,000 | 229,809,000 |
| Allowance for loan losses | 1,486,000 | 1,585,000 | 1,725,000 | 1,847,000 |
| Securities available for sale | 27,114,000 | 25,352,000 | 25,097,000 | 22,692,000 |
| Securities held to maturity | 0 | 0 | 250,000 | 250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,361,000 | 202,335,000 | 204,032,000 | 213,199,000 |
| Interest-bearing deposits | 142,019,000 | 144,966,000 | 147,462,000 | 151,174,000 |
| Noninterest-bearing deposits | 45,342,000 | 57,369,000 | 56,570,000 | 62,025,000 |
| Equity capital | 28,408,000 | 28,802,000 | 29,059,000 | 29,371,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,852,000 | 5,708,000 | 8,569,000 | 11,514,000 |
| Interest expense | 421,000 | 693,000 | 937,000 | 1,134,000 |
| Net interest income | 2,431,000 | 5,015,000 | 7,632,000 | 10,380,000 |
| Noninterest income | 427,000 | 878,000 | 1,341,000 | 1,809,000 |
| Noninterest expense | 2,127,000 | 4,188,000 | 6,209,000 | 8,282,000 |
| Provision for loan losses | 49,000 | 160,000 | 274,000 | 397,000 |
| Pretax income | 682,000 | 1,545,000 | 2,490,000 | 3,510,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 682,000 | 1,545,000 | 2,490,000 | 3,510,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,353,000 | 27,566,000 | 27,861,000 | 28,232,000 |