Call reports 2016
COMMUNITY BANK OF PARKERSBURG — 2016
What COMMUNITY BANK OF PARKERSBURG reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 230,395,000 | 234,248,000 | 244,369,000 | 237,967,000 |
| Total loans | 184,989,000 | 188,220,000 | 189,936,000 | 191,431,000 |
| Allowance for loan losses | 1,234,000 | 1,264,000 | 1,310,000 | 1,272,000 |
| Securities available for sale | 33,793,000 | 34,941,000 | 32,451,000 | 35,540,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,235,000 | 165,419,000 | 174,834,000 | 167,185,000 |
| Interest-bearing deposits | 125,001,000 | 122,353,000 | 128,737,000 | 124,472,000 |
| Noninterest-bearing deposits | 43,234,000 | 43,066,000 | 46,097,000 | 42,713,000 |
| Equity capital | 25,727,000 | 26,147,000 | 26,423,000 | 25,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,466,000 | 4,959,000 | 7,485,000 | 10,017,000 |
| Interest expense | 188,000 | 379,000 | 576,000 | 777,000 |
| Net interest income | 2,278,000 | 4,580,000 | 6,909,000 | 9,240,000 |
| Noninterest income | 436,000 | 881,000 | 1,408,000 | 1,870,000 |
| Noninterest expense | 1,774,000 | 3,544,000 | 5,396,000 | 7,264,000 |
| Provision for loan losses | 38,000 | 75,000 | 113,000 | 152,000 |
| Pretax income | 902,000 | 1,842,000 | 2,956,000 | 3,842,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 902,000 | 1,842,000 | 2,956,000 | 3,842,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,805,000 | 25,104,000 | 25,578,000 | 25,824,000 |
| Total capital | 26,039,000 | 26,368,000 | 26,889,000 | 27,096,000 |
| Risk-weighted assets | 145,672,000 | 148,477,000 | 147,515,000 | 147,410,000 |