Call reports 2015
COMMUNITY BANK OF PARKERSBURG — 2015
What COMMUNITY BANK OF PARKERSBURG reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 245,197,000 | 228,858,000 | 229,851,000 | 231,139,000 |
| Total loans | 175,809,000 | 176,888,000 | 180,744,000 | 183,595,000 |
| Allowance for loan losses | 1,299,000 | 1,268,000 | 1,290,000 | 1,203,000 |
| Securities available for sale | 47,289,000 | 41,583,000 | 38,731,000 | 35,646,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,015,000 | 168,662,000 | 166,025,000 | 166,903,000 |
| Interest-bearing deposits | 131,618,000 | 127,462,000 | 124,197,000 | 123,607,000 |
| Noninterest-bearing deposits | 41,397,000 | 41,200,000 | 41,828,000 | 43,296,000 |
| Equity capital | 25,637,000 | 25,324,000 | 25,764,000 | 25,466,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,498,000 | 4,936,000 | 7,420,000 | 9,938,000 |
| Interest expense | 209,000 | 402,000 | 584,000 | 770,000 |
| Net interest income | 2,289,000 | 4,534,000 | 6,836,000 | 9,168,000 |
| Noninterest income | 467,000 | 1,195,000 | 1,727,000 | 2,150,000 |
| Noninterest expense | 2,035,000 | 4,311,000 | 6,336,000 | 8,625,000 |
| Provision for loan losses | 8,000 | 17,000 | 56,000 | 95,000 |
| Pretax income | 934,000 | 1,687,000 | 2,457,000 | 2,884,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 934,000 | 1,687,000 | 2,457,000 | 2,884,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,922,000 | 24,896,000 | 24,995,000 | 24,743,000 |
| Total capital | 26,221,000 | 26,164,000 | 26,285,000 | 25,946,000 |
| Risk-weighted assets | 143,681,000 | 139,603,000 | 143,067,000 | 144,760,000 |