Call reports 2014
COMMUNITY BANK OF PARKERSBURG — 2014
What COMMUNITY BANK OF PARKERSBURG reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 245,992,000 | 244,316,000 | 239,912,000 | 238,433,000 |
| Total loans | 173,909,000 | 173,686,000 | 174,995,000 | 175,094,000 |
| Allowance for loan losses | 1,586,000 | 1,520,000 | 1,288,000 | 1,302,000 |
| Securities available for sale | 60,695,000 | 57,241,000 | 53,275,000 | 50,176,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,488,000 | 161,872,000 | 162,974,000 | 165,165,000 |
| Interest-bearing deposits | 128,287,000 | 126,815,000 | 125,136,000 | 126,787,000 |
| Noninterest-bearing deposits | 35,201,000 | 35,057,000 | 37,838,000 | 38,378,000 |
| Equity capital | 25,207,000 | 26,022,000 | 26,204,000 | 25,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,519,000 | 5,057,000 | 7,598,000 | 10,118,000 |
| Interest expense | 237,000 | 471,000 | 701,000 | 930,000 |
| Net interest income | 2,282,000 | 4,586,000 | 6,897,000 | 9,188,000 |
| Noninterest income | 525,000 | 1,018,000 | 1,492,000 | 2,106,000 |
| Noninterest expense | 1,847,000 | 3,542,000 | 5,273,000 | 8,714,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 957,000 | 2,056,000 | 3,107,000 | 2,568,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 957,000 | 2,056,000 | 3,107,000 | 2,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,228,000 | 25,667,000 | 26,058,000 | 24,864,000 |
| Total capital | 26,814,000 | 27,187,000 | 27,346,000 | 26,166,000 |
| Risk-weighted assets | 141,252,000 | 141,730,000 | 141,981,000 | 141,045,000 |