Call reports 2013
COMMUNITY BANK OF PARKERSBURG — 2013
What COMMUNITY BANK OF PARKERSBURG reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 240,274,000 | 236,220,000 | 246,904,000 | 247,803,000 |
| Total loans | 159,072,000 | 162,889,000 | 167,323,000 | 171,606,000 |
| Allowance for loan losses | 1,653,000 | 1,651,000 | 1,643,000 | 1,592,000 |
| Securities available for sale | 69,427,000 | 64,084,000 | 68,792,000 | 63,974,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,768,000 | 161,020,000 | 159,897,000 | 161,888,000 |
| Interest-bearing deposits | 129,269,000 | 126,658,000 | 124,924,000 | 126,717,000 |
| Noninterest-bearing deposits | 34,499,000 | 34,362,000 | 34,973,000 | 35,171,000 |
| Equity capital | 23,281,000 | 22,587,000 | 23,147,000 | 24,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,407,000 | 4,732,000 | 7,195,000 | 9,771,000 |
| Interest expense | 291,000 | 538,000 | 787,000 | 1,042,000 |
| Net interest income | 2,116,000 | 4,194,000 | 6,408,000 | 8,729,000 |
| Noninterest income | 550,000 | 1,161,000 | 1,779,000 | 2,328,000 |
| Noninterest expense | 1,788,000 | 3,656,000 | 5,481,000 | 7,457,000 |
| Provision for loan losses | 2,000 | 3,000 | 5,000 | 6,000 |
| Pretax income | 876,000 | 1,696,000 | 2,701,000 | 3,594,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 876,000 | 1,696,000 | 2,701,000 | 3,594,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,177,000 | 24,343,000 | 24,667,000 | 24,921,000 |
| Total capital | 25,830,000 | 25,994,000 | 26,310,000 | 26,513,000 |
| Risk-weighted assets | 134,121,000 | 136,120,000 | 140,080,000 | 141,711,000 |