Call reports 2010
COMMUNITY BANK OF PARKERSBURG — 2010
What COMMUNITY BANK OF PARKERSBURG reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 231,264,000 | 228,751,000 | 222,075,000 | 224,446,000 |
| Total loans | 151,255,000 | 152,502,000 | 153,680,000 | 154,358,000 |
| Allowance for loan losses | 1,279,000 | 1,360,000 | 1,379,000 | 1,391,000 |
| Securities available for sale | 63,382,000 | 60,393,000 | 58,026,000 | 56,881,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,846,000 | 154,913,000 | 149,354,000 | 152,329,000 |
| Interest-bearing deposits | 126,220,000 | 125,818,000 | 123,306,000 | 125,587,000 |
| Noninterest-bearing deposits | 26,626,000 | 29,095,000 | 26,048,000 | 26,742,000 |
| Equity capital | 20,847,000 | 22,048,000 | 22,539,000 | 22,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,946,000 | 5,936,000 | 8,895,000 | 11,819,000 |
| Interest expense | 786,000 | 1,526,000 | 2,257,000 | 2,976,000 |
| Net interest income | 2,160,000 | 4,410,000 | 6,638,000 | 8,843,000 |
| Noninterest income | 480,000 | 1,137,000 | 1,748,000 | 2,385,000 |
| Noninterest expense | 1,681,000 | 3,337,000 | 5,060,000 | 6,969,000 |
| Provision for loan losses | 101,000 | 201,000 | 302,000 | 402,000 |
| Pretax income | 858,000 | 2,009,000 | 3,024,000 | 3,857,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 858,000 | 2,009,000 | 3,024,000 | 3,857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,034,000 | 21,589,000 | 22,010,000 | 22,312,000 |
| Total capital | 22,313,000 | 22,949,000 | 23,389,000 | 23,703,000 |
| Risk-weighted assets | 127,476,000 | 128,330,000 | 127,498,000 | 128,070,000 |