Call reports 2009
COMMUNITY BANK OF PARKERSBURG — 2009
What COMMUNITY BANK OF PARKERSBURG reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 234,243,000 | 234,584,000 | 229,729,000 | 226,342,000 |
| Total loans | 149,986,000 | 149,677,000 | 151,081,000 | 151,221,000 |
| Allowance for loan losses | 1,243,000 | 1,278,000 | 1,192,000 | 1,183,000 |
| Securities available for sale | 70,180,000 | 71,572,000 | 67,639,000 | 63,913,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,547,000 | 147,245,000 | 145,999,000 | 146,502,000 |
| Interest-bearing deposits | 120,092,000 | 120,792,000 | 119,992,000 | 120,893,000 |
| Noninterest-bearing deposits | 25,455,000 | 26,453,000 | 26,007,000 | 25,609,000 |
| Equity capital | 21,178,000 | 21,088,000 | 22,171,000 | 20,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,145,000 | 6,293,000 | 9,435,000 | 12,516,000 |
| Interest expense | 1,194,000 | 2,302,000 | 3,271,000 | 4,131,000 |
| Net interest income | 1,951,000 | 3,991,000 | 6,164,000 | 8,385,000 |
| Noninterest income | 517,000 | 1,082,000 | 1,657,000 | 2,200,000 |
| Noninterest expense | 1,681,000 | 3,345,000 | 5,014,000 | 6,809,000 |
| Provision for loan losses | 56,000 | 126,000 | 197,000 | 297,000 |
| Pretax income | 731,000 | 1,613,000 | 2,622,000 | 3,491,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 731,000 | 1,613,000 | 2,622,000 | 3,491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,417,000 | 19,728,000 | 20,117,000 | 20,426,000 |
| Total capital | 20,659,000 | 21,006,000 | 21,309,000 | 21,609,000 |
| Risk-weighted assets | 130,104,000 | 130,205,000 | 129,090,000 | 127,742,000 |