Call reports 2008
COMMUNITY BANK OF PARKERSBURG — 2008
What COMMUNITY BANK OF PARKERSBURG reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 226,398,000 | 222,273,000 | 223,262,000 | 225,073,000 |
| Total loans | 150,708,000 | 150,827,000 | 152,305,000 | 150,584,000 |
| Allowance for loan losses | 1,175,000 | 1,183,000 | 1,179,000 | 1,202,000 |
| Securities available for sale | 62,086,000 | 59,820,000 | 60,555,000 | 63,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,097,000 | 138,950,000 | 137,464,000 | 139,154,000 |
| Interest-bearing deposits | 115,812,000 | 114,583,000 | 112,377,000 | 112,429,000 |
| Noninterest-bearing deposits | 25,285,000 | 24,367,000 | 25,087,000 | 26,725,000 |
| Equity capital | 18,191,000 | 16,672,000 | 17,567,000 | 19,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 3,370,000 | 6,722,000 | 10,068,000 | 13,343,000 |
| Interest expense | 1,532,000 | 2,992,000 | 4,411,000 | 5,758,000 |
| Net interest income | 1,838,000 | 3,730,000 | 5,657,000 | 7,585,000 |
| Noninterest income | 579,000 | 1,445,000 | 2,088,000 | 2,660,000 |
| Noninterest expense | 1,578,000 | 3,196,000 | 4,782,000 | 6,388,000 |
| Provision for loan losses | 41,000 | 81,000 | 122,000 | 327,000 |
| Pretax income | 798,000 | 1,898,000 | 2,841,000 | 3,530,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 798,000 | 1,898,000 | 2,841,000 | 3,530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,703,000 | 18,763,000 | 19,085,000 | 19,185,000 |
| Total capital | 19,878,000 | 19,946,000 | 20,263,000 | 20,387,000 |
| Risk-weighted assets | 128,937,000 | 128,568,000 | 128,740,000 | 129,137,000 |