Call reports 2007
COMMUNITY BANK OF PARKERSBURG — 2007
What COMMUNITY BANK OF PARKERSBURG reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 200,525,000 | 200,065,000 | 198,524,000 | 202,669,000 |
| Total loans | 142,061,000 | 145,426,000 | 147,048,000 | 149,797,000 |
| Allowance for loan losses | 1,175,000 | 1,165,000 | 1,148,000 | 1,160,000 |
| Securities available for sale | 43,603,000 | 43,261,000 | 41,662,000 | 41,537,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,015,000 | 136,596,000 | 134,949,000 | 138,806,000 |
| Interest-bearing deposits | 109,998,000 | 110,850,000 | 109,190,000 | 112,579,000 |
| Noninterest-bearing deposits | 26,017,000 | 25,746,000 | 25,759,000 | 26,227,000 |
| Equity capital | 16,565,000 | 16,328,000 | 17,149,000 | 16,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,126,000 | 6,314,000 | 9,553,000 | 12,839,000 |
| Interest expense | 1,436,000 | 2,924,000 | 4,450,000 | 5,952,000 |
| Net interest income | 1,690,000 | 3,390,000 | 5,103,000 | 6,887,000 |
| Noninterest income | 577,000 | 1,190,000 | 1,866,000 | 2,486,000 |
| Noninterest expense | 1,525,000 | 3,029,000 | 4,570,000 | 6,127,000 |
| Provision for loan losses | 11,000 | 21,000 | 62,000 | 102,000 |
| Pretax income | 731,000 | 1,530,000 | 2,337,000 | 3,144,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 731,000 | 1,530,000 | 2,337,000 | 3,144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,142,000 | 17,390,000 | 17,646,000 | 17,905,000 |
| Total capital | 18,317,000 | 18,555,000 | 18,794,000 | 19,065,000 |
| Risk-weighted assets | 120,481,000 | 121,597,000 | 121,759,000 | 124,176,000 |