Call reports 2006
COMMUNITY BANK OF PARKERSBURG — 2006
What COMMUNITY BANK OF PARKERSBURG reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 196,758,000 | 197,120,000 | 196,318,000 | 195,840,000 |
| Total loans | 134,067,000 | 136,362,000 | 139,300,000 | 141,843,000 |
| Allowance for loan losses | 1,246,000 | 1,257,000 | 1,240,000 | 1,176,000 |
| Securities available for sale | 51,850,000 | 48,950,000 | 47,645,000 | 45,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,018,000 | 128,740,000 | 126,633,000 | 128,429,000 |
| Interest-bearing deposits | 100,388,000 | 101,034,000 | 101,844,000 | 103,147,000 |
| Noninterest-bearing deposits | 25,630,000 | 27,706,000 | 24,789,000 | 25,282,000 |
| Equity capital | 14,370,000 | 14,390,000 | 15,463,000 | 16,200,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,956,000 | 6,008,000 | 9,092,000 | 12,267,000 |
| Interest expense | 1,132,000 | 2,363,000 | 3,714,000 | 5,126,000 |
| Net interest income | 1,824,000 | 3,645,000 | 5,378,000 | 7,141,000 |
| Noninterest income | 575,000 | 1,157,000 | 1,782,000 | 2,451,000 |
| Noninterest expense | 1,522,000 | 3,024,000 | 4,587,000 | 5,934,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 862,000 | 1,748,000 | 2,528,000 | 3,598,000 |
| Income tax | 84,000 | 84,000 | 84,000 | 84,000 |
| Net income | 778,000 | 1,664,000 | 2,444,000 | 3,514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,694,000 | 16,181,000 | 16,391,000 | 17,011,000 |
| Total capital | 16,940,000 | 17,438,000 | 17,631,000 | 18,187,000 |
| Risk-weighted assets | 114,712,000 | 116,875,000 | 117,670,000 | 119,855,000 |