Call reports 2004
COMMUNITY BANK OF PARKERSBURG — 2004
What COMMUNITY BANK OF PARKERSBURG reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 181,199,000 | 179,232,000 | 180,932,000 | 181,381,000 |
| Total loans | 124,569,000 | 124,308,000 | 126,133,000 | 126,594,000 |
| Allowance for loan losses | 1,416,000 | 1,443,000 | 1,432,000 | 1,412,000 |
| Securities available for sale | 44,185,000 | 44,369,000 | 44,790,000 | 45,736,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,832,000 | 116,080,000 | 116,715,000 | 118,130,000 |
| Interest-bearing deposits | 94,697,000 | 93,371,000 | 93,959,000 | 94,190,000 |
| Noninterest-bearing deposits | 21,135,000 | 22,709,000 | 22,756,000 | 23,940,000 |
| Equity capital | 15,663,000 | 15,277,000 | 16,284,000 | 16,526,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,501,000 | 4,979,000 | 7,503,000 | 10,063,000 |
| Interest expense | 647,000 | 1,305,000 | 1,982,000 | 2,699,000 |
| Net interest income | 1,854,000 | 3,674,000 | 5,521,000 | 7,364,000 |
| Noninterest income | 443,000 | 990,000 | 1,508,000 | 2,050,000 |
| Noninterest expense | 1,434,000 | 2,869,000 | 4,304,000 | 5,813,000 |
| Provision for loan losses | 74,000 | 140,000 | 198,000 | 252,000 |
| Pretax income | 789,000 | 1,655,000 | 2,527,000 | 3,349,000 |
| Income tax | 275,000 | 617,000 | 913,000 | 1,188,000 |
| Net income | 514,000 | 1,038,000 | 1,614,000 | 2,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,474,000 | 15,819,000 | 16,214,000 | 16,562,000 |
| Total capital | 16,791,000 | 17,126,000 | 17,525,000 | 17,881,000 |
| Risk-weighted assets | 105,312,000 | 104,462,000 | 105,005,000 | 105,405,000 |