Call reports 2003
COMMUNITY BANK OF PARKERSBURG — 2003
What COMMUNITY BANK OF PARKERSBURG reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 175,037,000 | 176,172,000 | 175,552,000 | 175,464,000 |
| Total loans | 120,473,000 | 121,605,000 | 124,360,000 | 125,039,000 |
| Allowance for loan losses | 1,244,000 | 1,305,000 | 1,323,000 | 1,366,000 |
| Securities available for sale | 42,669,000 | 44,083,000 | 41,393,000 | 41,730,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,357,000 | 117,251,000 | 116,816,000 | 115,044,000 |
| Interest-bearing deposits | 98,883,000 | 96,547,000 | 94,913,000 | 94,025,000 |
| Noninterest-bearing deposits | 19,474,000 | 20,704,000 | 21,903,000 | 21,019,000 |
| Equity capital | 14,201,000 | 14,714,000 | 14,819,000 | 15,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,596,000 | 5,191,000 | 7,743,000 | 10,289,000 |
| Interest expense | 763,000 | 1,525,000 | 2,238,000 | 2,923,000 |
| Net interest income | 1,833,000 | 3,666,000 | 5,505,000 | 7,366,000 |
| Noninterest income | 401,000 | 912,000 | 1,386,000 | 1,823,000 |
| Noninterest expense | 1,291,000 | 2,652,000 | 4,005,000 | 5,422,000 |
| Provision for loan losses | 76,000 | 160,000 | 240,000 | 323,000 |
| Pretax income | 867,000 | 1,766,000 | 2,646,000 | 3,444,000 |
| Income tax | 324,000 | 650,000 | 967,000 | 1,226,000 |
| Net income | 543,000 | 1,116,000 | 1,679,000 | 2,218,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,965,000 | 14,378,000 | 14,782,000 | 15,140,000 |
| Total capital | 15,209,000 | 15,668,000 | 16,094,000 | 16,439,000 |
| Risk-weighted assets | 102,224,000 | 102,534,000 | 104,183,000 | 103,880,000 |