Call reports 2002
COMMUNITY BANK OF PARKERSBURG — 2002
What COMMUNITY BANK OF PARKERSBURG reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 157,004,000 | 160,267,000 | 160,810,000 | 160,746,000 |
| Total loans | 115,404,000 | 117,400,000 | 118,915,000 | 120,717,000 |
| Allowance for loan losses | 748,000 | 804,000 | 893,000 | 1,172,000 |
| Securities available for sale | 31,175,000 | 31,961,000 | 33,273,000 | 30,671,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,187,000 | 114,857,000 | 113,147,000 | 112,103,000 |
| Interest-bearing deposits | 94,201,000 | 94,440,000 | 94,706,000 | 93,608,000 |
| Noninterest-bearing deposits | 17,986,000 | 20,417,000 | 18,441,000 | 18,495,000 |
| Equity capital | 12,577,000 | 13,313,000 | 13,977,000 | 14,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,634,000 | 5,313,000 | 8,023,000 | 10,676,000 |
| Interest expense | 936,000 | 1,818,000 | 2,680,000 | 3,492,000 |
| Net interest income | 1,698,000 | 3,495,000 | 5,343,000 | 7,184,000 |
| Noninterest income | 363,000 | 777,000 | 1,193,000 | 1,615,000 |
| Noninterest expense | 1,219,000 | 2,505,000 | 3,766,000 | 5,312,000 |
| Provision for loan losses | 109,000 | 223,000 | 367,000 | 707,000 |
| Pretax income | 733,000 | 1,571,000 | 2,430,000 | 2,807,000 |
| Income tax | 225,000 | 482,000 | 737,000 | 907,000 |
| Net income | 508,000 | 1,089,000 | 1,693,000 | 1,900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,630,000 | 13,071,000 | 13,536,000 | 13,582,000 |
| Total capital | 13,378,000 | 13,875,000 | 14,429,000 | 14,754,000 |
| Risk-weighted assets | 99,836,000 | 100,978,000 | 100,654,000 | 100,150,000 |