Call reports 2001
COMMUNITY BANK OF PARKERSBURG — 2001
What COMMUNITY BANK OF PARKERSBURG reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 137,673,000 | 144,854,000 | 150,047,000 | 155,916,000 |
| Total loans | 104,793,000 | 109,500,000 | 112,819,000 | 114,048,000 |
| Allowance for loan losses | 596,000 | 614,000 | 677,000 | 655,000 |
| Securities available for sale | 22,892,000 | 25,867,000 | 27,804,000 | 31,769,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,423,000 | 113,357,000 | 112,330,000 | 111,238,000 |
| Interest-bearing deposits | 97,061,000 | 97,294,000 | 96,050,000 | 93,892,000 |
| Noninterest-bearing deposits | 17,362,000 | 16,063,000 | 16,280,000 | 17,346,000 |
| Equity capital | 11,784,000 | 11,776,000 | 12,321,000 | 12,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,683,000 | 5,345,000 | 8,093,000 | 10,823,000 |
| Interest expense | 1,437,000 | 2,785,000 | 4,071,000 | 5,169,000 |
| Net interest income | 1,246,000 | 2,560,000 | 4,022,000 | 5,654,000 |
| Noninterest income | 244,000 | 530,000 | 912,000 | 1,312,000 |
| Noninterest expense | 1,132,000 | 2,236,000 | 3,397,000 | 4,638,000 |
| Provision for loan losses | 45,000 | 90,000 | 174,000 | 272,000 |
| Pretax income | 408,000 | 859,000 | 1,458,000 | 2,163,000 |
| Income tax | 144,000 | 303,000 | 516,000 | 768,000 |
| Net income | 264,000 | 556,000 | 942,000 | 1,395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,641,000 | 11,683,000 | 11,949,000 | 12,262,000 |
| Total capital | 12,237,000 | 12,297,000 | 12,626,000 | 12,917,000 |
| Risk-weighted assets | 92,624,000 | 96,981,000 | 98,756,000 | 99,081,000 |