Call reports 2023
CLEARPOINT FEDERAL BANK & TRUST — 2023
What CLEARPOINT FEDERAL BANK & TRUST reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 113,114,000 | 112,575,000 | 110,820,000 | 120,649,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 100,577,000 | 103,600,000 | 100,419,000 | 108,733,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,994,000 | 101,835,000 | 104,004,000 | 105,283,000 |
| Interest-bearing deposits | 100,994,000 | 101,835,000 | 104,004,000 | 105,283,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 10,925,000 | 9,712,000 | 5,443,000 | 13,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 734,000 | 1,514,000 | 2,323,000 | 3,187,000 |
| Interest expense | 143,000 | 297,000 | 470,000 | 654,000 |
| Net interest income | 591,000 | 1,217,000 | 1,853,000 | 2,533,000 |
| Noninterest income | 1,436,000 | 2,912,000 | 4,428,000 | 5,982,000 |
| Noninterest expense | 1,728,000 | 3,434,000 | 4,964,000 | 5,510,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 270,000 | 666,000 | 1,288,000 | 2,976,000 |
| Income tax | -29,000 | -28,000 | 21,000 | 296,000 |
| Net income | 299,000 | 694,000 | 1,267,000 | 2,680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,845,000 | 20,240,000 | 20,813,000 | 22,227,000 |