Call reports 2022
CLEARPOINT FEDERAL BANK & TRUST — 2022
What CLEARPOINT FEDERAL BANK & TRUST reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 110,475,000 | 107,428,000 | 105,410,000 | 109,892,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 104,545,000 | 100,252,000 | 96,228,000 | 100,909,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,749,000 | 95,928,000 | 98,353,000 | 99,927,000 |
| Interest-bearing deposits | 94,749,000 | 95,928,000 | 98,353,000 | 99,927,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 15,332,000 | 10,745,000 | 5,276,000 | 8,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 609,000 | 1,247,000 | 1,919,000 | 2,626,000 |
| Interest expense | 76,000 | 154,000 | 248,000 | 364,000 |
| Net interest income | 533,000 | 1,093,000 | 1,671,000 | 2,262,000 |
| Noninterest income | 1,559,000 | 3,064,000 | 4,448,000 | 5,825,000 |
| Noninterest expense | 1,617,000 | 3,586,000 | 5,830,000 | 7,680,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 475,000 | 571,000 | 289,000 | 407,000 |
| Income tax | 20,000 | -42,000 | -185,000 | -245,000 |
| Net income | 455,000 | 613,000 | 474,000 | 652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,350,000 | 19,508,000 | 19,368,000 | 19,547,000 |