Call reports 2020
CLEARPOINT FEDERAL BANK & TRUST — 2020
What CLEARPOINT FEDERAL BANK & TRUST reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 112,411,000 | 113,922,000 | 114,423,000 | 115,698,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 106,623,000 | 107,242,000 | 107,027,000 | 107,888,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,388,000 | 91,080,000 | 91,334,000 | 91,640,000 |
| Interest-bearing deposits | 91,388,000 | 91,080,000 | 91,334,000 | 91,640,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 19,722,000 | 20,926,000 | 21,376,000 | 22,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 667,000 | 1,292,000 | 1,891,000 | 2,474,000 |
| Interest expense | 152,000 | 263,000 | 357,000 | 441,000 |
| Net interest income | 515,000 | 1,029,000 | 1,534,000 | 2,033,000 |
| Noninterest income | 1,222,000 | 2,443,000 | 3,806,000 | 5,126,000 |
| Noninterest expense | 1,645,000 | 3,215,000 | 4,583,000 | 6,059,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 92,000 | 276,000 | 777,000 | 1,120,000 |
| Income tax | -40,000 | -62,000 | -24,000 | -69,000 |
| Net income | 132,000 | 338,000 | 801,000 | 1,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,458,000 | 16,663,000 | 17,126,000 | 17,515,000 |