Call reports 2019
CLEARPOINT FEDERAL BANK & TRUST — 2019
What CLEARPOINT FEDERAL BANK & TRUST reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 97,514,000 | 100,060,000 | 102,946,000 | 112,986,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 93,487,000 | 95,669,000 | 95,177,000 | 105,594,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,894,000 | 81,514,000 | 83,357,000 | 93,224,000 |
| Interest-bearing deposits | 80,894,000 | 81,514,000 | 83,357,000 | 93,224,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 16,163,000 | 17,602,000 | 18,459,000 | 18,377,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 677,000 | 1,345,000 | 1,972,000 | 2,645,000 |
| Interest expense | 109,000 | 266,000 | 417,000 | 593,000 |
| Net interest income | 568,000 | 1,079,000 | 1,555,000 | 2,052,000 |
| Noninterest income | 1,014,000 | 2,122,000 | 3,286,000 | 4,397,000 |
| Noninterest expense | 1,220,000 | 2,561,000 | 4,015,000 | 5,677,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 362,000 | 640,000 | 826,000 | 774,000 |
| Income tax | 45,000 | 66,000 | 63,000 | -5,000 |
| Net income | 317,000 | 574,000 | 763,000 | 779,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,864,000 | 16,121,000 | 16,311,000 | 16,325,000 |
| Total capital | 15,864,000 | 16,121,000 | 16,311,000 | 16,325,000 |
| Risk-weighted assets | 27,815,000 | 28,290,000 | 25,698,000 | 25,563,000 |