Call reports 2018
CLEARPOINT FEDERAL BANK & TRUST — 2018
What CLEARPOINT FEDERAL BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 90,648,000 | 90,624,000 | 97,898,000 | 96,326,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 86,141,000 | 86,340,000 | 92,451,000 | 92,272,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,768,000 | 76,430,000 | 83,893,000 | 80,877,000 |
| Interest-bearing deposits | 76,768,000 | 76,430,000 | 83,893,000 | 80,877,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 13,660,000 | 13,667,000 | 13,341,000 | 14,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 617,000 | 1,238,000 | 1,881,000 | 2,575,000 |
| Interest expense | 42,000 | 101,000 | 165,000 | 264,000 |
| Net interest income | 575,000 | 1,137,000 | 1,716,000 | 2,311,000 |
| Noninterest income | 955,000 | 1,990,000 | 3,036,000 | 4,068,000 |
| Noninterest expense | 1,285,000 | 2,493,000 | 3,687,000 | 4,936,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 249,000 | 638,000 | 1,077,000 | 1,455,000 |
| Income tax | 43,000 | 103,000 | 172,000 | 206,000 |
| Net income | 206,000 | 535,000 | 905,000 | 1,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,504,000 | 14,834,000 | 15,204,000 | 15,547,000 |
| Total capital | 14,504,000 | 14,834,000 | 15,204,000 | 15,547,000 |
| Risk-weighted assets | 28,428,000 | 27,860,000 | 29,159,000 | 27,470,000 |