Call reports 2017
CLEARPOINT FEDERAL BANK & TRUST — 2017
What CLEARPOINT FEDERAL BANK & TRUST reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 94,873,000 | 96,289,000 | 93,289,000 | 92,407,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 91,538,000 | 92,862,000 | 89,970,000 | 88,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 78,276,000 | 78,482,000 | 77,310,000 | 77,093,000 |
| Interest-bearing deposits | 78,276,000 | 78,482,000 | 77,310,000 | 77,093,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 16,220,000 | 17,177,000 | 14,635,000 | 14,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 593,000 | 1,212,000 | 1,824,000 | 2,414,000 |
| Interest expense | 43,000 | 86,000 | 129,000 | 172,000 |
| Net interest income | 550,000 | 1,126,000 | 1,695,000 | 2,242,000 |
| Noninterest income | 779,000 | 1,654,000 | 2,556,000 | 3,543,000 |
| Noninterest expense | 992,000 | 2,034,000 | 3,215,000 | 4,380,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 367,000 | 776,000 | 1,096,000 | 1,455,000 |
| Income tax | 101,000 | 213,000 | 286,000 | 358,000 |
| Net income | 266,000 | 563,000 | 810,000 | 1,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,968,000 | 16,265,000 | 14,012,000 | 14,298,000 |
| Total capital | 15,968,000 | 16,265,000 | 14,012,000 | 14,298,000 |
| Risk-weighted assets | 31,603,000 | 32,629,000 | 31,477,000 | 30,714,000 |