Call reports 2016
CLEARPOINT FEDERAL BANK & TRUST — 2016
What CLEARPOINT FEDERAL BANK & TRUST reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 101,312,000 | 102,859,000 | 104,425,000 | 95,814,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 97,666,000 | 99,626,000 | 99,938,000 | 91,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,376,000 | 84,051,000 | 84,978,000 | 78,601,000 |
| Interest-bearing deposits | 83,376,000 | 84,051,000 | 84,978,000 | 78,601,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 16,841,000 | 17,540,000 | 17,559,000 | 15,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 604,000 | 1,197,000 | 1,804,000 | 2,391,000 |
| Interest expense | 54,000 | 105,000 | 150,000 | 194,000 |
| Net interest income | 550,000 | 1,092,000 | 1,654,000 | 2,197,000 |
| Noninterest income | 618,000 | 1,380,000 | 2,104,000 | 2,858,000 |
| Noninterest expense | 925,000 | 1,908,000 | 2,898,000 | 3,871,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 306,000 | 696,000 | 992,000 | 1,384,000 |
| Income tax | 99,000 | 240,000 | 325,000 | 449,000 |
| Net income | 207,000 | 456,000 | 667,000 | 935,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,975,000 | 15,223,000 | 15,434,000 | 15,702,000 |
| Total capital | 14,975,000 | 15,223,000 | 15,434,000 | 15,702,000 |
| Risk-weighted assets | 33,379,000 | 32,795,000 | 33,917,000 | 32,210,000 |