Call reports 2015
CLEARPOINT FEDERAL BANK & TRUST — 2015
What CLEARPOINT FEDERAL BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 109,696,000 | 104,143,000 | 103,324,000 | 101,445,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 105,254,000 | 99,367,000 | 99,406,000 | 96,657,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,877,000 | 87,439,000 | 85,879,000 | 84,573,000 |
| Interest-bearing deposits | 91,877,000 | 87,439,000 | 85,879,000 | 84,573,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 16,542,000 | 15,790,000 | 16,279,000 | 15,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 647,000 | 1,246,000 | 1,820,000 | 2,449,000 |
| Interest expense | 59,000 | 117,000 | 174,000 | 231,000 |
| Net interest income | 588,000 | 1,129,000 | 1,646,000 | 2,218,000 |
| Noninterest income | 638,000 | 1,336,000 | 2,038,000 | 2,692,000 |
| Noninterest expense | 863,000 | 1,853,000 | 2,760,000 | 3,682,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 360,000 | 689,000 | 1,028,000 | 1,351,000 |
| Income tax | 108,000 | 231,000 | 355,000 | 472,000 |
| Net income | 252,000 | 458,000 | 673,000 | 879,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,140,000 | 14,345,000 | 14,561,000 | 14,767,000 |
| Total capital | 14,140,000 | 14,345,000 | 14,561,000 | 14,767,000 |
| Risk-weighted assets | 40,653,000 | 33,876,000 | 32,865,000 | 32,872,000 |
Machine access — free, no API key
Every figure shown here about CLEARPOINT FEDERAL BANK & TRUST — 2015 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.