Call reports 2012
CLEARPOINT FEDERAL BANK & TRUST — 2012
What CLEARPOINT FEDERAL BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 105,593,000 | 106,091,000 | 109,256,000 | 107,712,000 |
| Total loans | 0 | 0 | 0 | 0 |
| Allowance for loan losses | 0 | 0 | 0 | 0 |
| Securities available for sale | 102,344,000 | 102,219,000 | 105,668,000 | 103,594,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,326,000 | 86,965,000 | 87,955,000 | 88,936,000 |
| Interest-bearing deposits | 86,326,000 | 86,965,000 | 87,955,000 | 88,936,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 14,138,000 | 15,180,000 | 16,110,000 | 15,956,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 875,000 | 1,744,000 | 2,511,000 | 3,253,000 |
| Interest expense | 208,000 | 343,000 | 462,000 | 535,000 |
| Net interest income | 667,000 | 1,401,000 | 2,049,000 | 2,718,000 |
| Noninterest income | 542,000 | 1,051,000 | 1,577,000 | 2,155,000 |
| Noninterest expense | 651,000 | 1,350,000 | 2,352,000 | 3,390,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 555,000 | 1,997,000 | 2,193,000 | 2,509,000 |
| Income tax | 202,000 | 732,000 | 806,000 | 934,000 |
| Net income | 353,000 | 1,265,000 | 1,387,000 | 1,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,837,000 | 11,748,000 | 11,870,000 | 12,059,000 |
| Total capital | 10,837,000 | 11,748,000 | 11,870,000 | 12,059,000 |
| Risk-weighted assets | 49,487,000 | 51,881,000 | 51,674,000 | 52,133,000 |