Call reports 2025
FIRST CITIZENS BANK — 2025
What FIRST CITIZENS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,879,281,000 | 1,826,027,000 | 1,905,697,000 | 1,830,219,000 |
| Total loans | 1,368,669,000 | 1,370,366,000 | 1,348,116,000 | 1,341,894,000 |
| Allowance for loan losses | 17,999,000 | 18,642,000 | 19,072,000 | 19,100,000 |
| Securities available for sale | 373,187,000 | 365,528,000 | 360,032,000 | 345,186,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,677,871,000 | 1,625,642,000 | 1,694,275,000 | 1,610,524,000 |
| Interest-bearing deposits | 1,518,127,000 | 1,464,391,000 | 1,547,164,000 | 1,459,210,000 |
| Noninterest-bearing deposits | 159,744,000 | 161,251,000 | 147,111,000 | 151,314,000 |
| Equity capital | 185,747,000 | 184,443,000 | 195,681,000 | 204,232,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 23,609,000 | 48,060,000 | 72,707,000 | 97,169,000 |
| Interest expense | 10,594,000 | 21,067,000 | 31,468,000 | 41,327,000 |
| Net interest income | 13,015,000 | 26,993,000 | 41,239,000 | 55,842,000 |
| Noninterest income | 2,879,000 | 5,849,000 | 9,119,000 | 12,445,000 |
| Noninterest expense | 7,850,000 | 15,502,000 | 23,843,000 | 29,641,000 |
| Provision for loan losses | 714,000 | 1,340,000 | 1,762,000 | 1,763,000 |
| Pretax income | 7,576,000 | 14,706,000 | 21,033,000 | 31,628,000 |
| Income tax | 197,000 | 382,000 | 547,000 | 773,000 |
| Net income | 7,379,000 | 14,324,000 | 20,486,000 | 30,855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 210,409,000 | 208,954,000 | 210,916,000 | 216,784,000 |
| Total capital | 229,742,000 | 228,772,000 | 230,739,000 | 236,595,000 |
| Risk-weighted assets | 1,649,088,000 | 1,625,836,000 | 1,585,703,000 | 1,584,693,000 |