Call reports 2010
FIRST CITIZENS BANK — 2010
What FIRST CITIZENS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 937,468,000 | 911,359,000 | 944,205,000 | 931,054,000 |
| Total loans | 522,462,000 | 527,210,000 | 520,658,000 | 516,762,000 |
| Allowance for loan losses | 6,769,000 | 6,908,000 | 7,288,000 | 7,566,000 |
| Securities available for sale | 341,698,000 | 331,435,000 | 351,085,000 | 360,968,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 689,979,000 | 663,585,000 | 695,875,000 | 689,972,000 |
| Interest-bearing deposits | 626,385,000 | 594,820,000 | 631,354,000 | 615,355,000 |
| Noninterest-bearing deposits | 63,594,000 | 68,765,000 | 64,521,000 | 74,617,000 |
| Equity capital | 107,273,000 | 109,499,000 | 111,444,000 | 107,633,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 11,088,000 | 22,425,000 | 33,563,000 | 44,490,000 |
| Interest expense | 3,167,000 | 6,261,000 | 9,314,000 | 12,319,000 |
| Net interest income | 7,921,000 | 16,164,000 | 24,249,000 | 32,171,000 |
| Noninterest income | 1,393,000 | 2,869,000 | 4,516,000 | 6,450,000 |
| Noninterest expense | 4,427,000 | 9,051,000 | 13,587,000 | 19,142,000 |
| Provision for loan losses | 450,000 | 1,000,000 | 1,475,000 | 2,000,000 |
| Pretax income | 4,806,000 | 9,351,000 | 14,072,000 | 18,384,000 |
| Income tax | 243,000 | 475,000 | 717,000 | 937,000 |
| Net income | 4,563,000 | 8,876,000 | 13,355,000 | 17,447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,936,000 | 99,338,000 | 99,657,000 | 101,637,000 |
| Total capital | 106,705,000 | 106,246,000 | 106,945,000 | 109,007,000 |
| Risk-weighted assets | 583,444,000 | 580,136,000 | 593,556,000 | 589,381,000 |