Call reports 2008
FIRST CITIZENS BANK — 2008
What FIRST CITIZENS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 888,258,000 | 832,754,000 | 846,199,000 | 854,445,000 |
| Total loans | 510,457,000 | 517,022,000 | 507,785,000 | 508,888,000 |
| Allowance for loan losses | 4,075,000 | 4,628,000 | 3,926,000 | 4,344,000 |
| Securities available for sale | 331,264,000 | 275,201,000 | 284,360,000 | 301,062,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 620,573,000 | 605,921,000 | 622,192,000 | 614,225,000 |
| Interest-bearing deposits | 559,390,000 | 542,359,000 | 557,616,000 | 541,771,000 |
| Noninterest-bearing deposits | 61,183,000 | 63,562,000 | 64,576,000 | 72,454,000 |
| Equity capital | 95,831,000 | 92,746,000 | 91,563,000 | 97,598,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 12,348,000 | 24,059,000 | 35,412,000 | 46,664,000 |
| Interest expense | 6,127,000 | 11,194,000 | 15,898,000 | 20,377,000 |
| Net interest income | 6,221,000 | 12,865,000 | 19,514,000 | 26,287,000 |
| Noninterest income | 1,463,000 | 2,963,000 | 4,378,000 | 5,756,000 |
| Noninterest expense | 3,740,000 | 7,697,000 | 11,528,000 | 15,761,000 |
| Provision for loan losses | 250,000 | 1,250,000 | 1,850,000 | 3,000,000 |
| Pretax income | 3,694,000 | 7,075,000 | 7,764,000 | 10,299,000 |
| Income tax | 191,000 | 357,000 | 396,000 | 525,000 |
| Net income | 3,503,000 | 6,718,000 | 7,368,000 | 9,774,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,526,000 | 93,921,000 | 92,221,000 | 93,531,000 |
| Total capital | 95,601,000 | 98,549,000 | 96,147,000 | 97,875,000 |
| Risk-weighted assets | 570,832,000 | 568,640,000 | 563,834,000 | 566,646,000 |