Call reports 2007
FIRST CITIZENS BANK — 2007
What FIRST CITIZENS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 820,734,000 | 815,757,000 | 869,577,000 | 885,145,000 |
| Total loans | 492,195,000 | 509,024,000 | 504,088,000 | 512,444,000 |
| Allowance for loan losses | 3,537,000 | 3,679,000 | 3,817,000 | 3,897,000 |
| Securities available for sale | 279,668,000 | 264,955,000 | 318,316,000 | 307,512,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 613,979,000 | 608,507,000 | 612,788,000 | 606,071,000 |
| Interest-bearing deposits | 556,834,000 | 549,904,000 | 560,210,000 | 536,658,000 |
| Noninterest-bearing deposits | 57,145,000 | 58,603,000 | 52,578,000 | 69,413,000 |
| Equity capital | 87,881,000 | 85,966,000 | 89,096,000 | 91,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 11,565,000 | 23,770,000 | 36,614,000 | 49,231,000 |
| Interest expense | 6,491,000 | 13,312,000 | 20,638,000 | 27,402,000 |
| Net interest income | 5,074,000 | 10,458,000 | 15,976,000 | 21,829,000 |
| Noninterest income | 1,359,000 | 3,090,000 | 4,606,000 | 7,155,000 |
| Noninterest expense | 3,624,000 | 7,337,000 | 11,160,000 | 16,169,000 |
| Provision for loan losses | 90,000 | 265,000 | 450,000 | 500,000 |
| Pretax income | 3,758,000 | 7,073,000 | 9,998,000 | 13,341,000 |
| Income tax | 175,000 | 364,000 | 511,000 | 723,000 |
| Net income | 3,583,000 | 6,709,000 | 9,487,000 | 12,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,073,000 | 89,199,000 | 89,477,000 | 90,653,000 |
| Total capital | 91,887,000 | 93,108,000 | 93,461,000 | 94,550,000 |
| Risk-weighted assets | 538,360,000 | 548,160,000 | 560,337,000 | 570,142,000 |