Call reports 2006
FIRST CITIZENS BANK — 2006
What FIRST CITIZENS BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 771,702,000 | 779,133,000 | 813,453,000 | 807,219,000 |
| Total loans | 457,599,000 | 481,827,000 | 489,651,000 | 481,596,000 |
| Allowance for loan losses | 3,782,000 | 3,688,000 | 3,608,000 | 3,398,000 |
| Securities available for sale | 271,725,000 | 258,255,000 | 281,896,000 | 278,693,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 572,502,000 | 569,641,000 | 603,088,000 | 602,961,000 |
| Interest-bearing deposits | 520,129,000 | 515,546,000 | 554,734,000 | 536,620,000 |
| Noninterest-bearing deposits | 52,373,000 | 54,095,000 | 48,354,000 | 66,341,000 |
| Equity capital | 77,061,000 | 76,961,000 | 82,073,000 | 85,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 10,334,000 | 21,240,000 | 32,828,000 | 44,567,000 |
| Interest expense | 5,159,000 | 10,895,000 | 17,380,000 | 24,000,000 |
| Net interest income | 5,175,000 | 10,345,000 | 15,448,000 | 20,567,000 |
| Noninterest income | 1,365,000 | 2,747,000 | 4,144,000 | 5,576,000 |
| Noninterest expense | 3,458,000 | 7,018,000 | 10,591,000 | 14,293,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 302,000 |
| Pretax income | 4,217,000 | 7,571,000 | 10,385,000 | 13,157,000 |
| Income tax | 3,617,000 | 3,786,000 | 3,928,000 | 4,057,000 |
| Net income | 600,000 | 3,785,000 | 6,457,000 | 9,100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,440,000 | 80,875,000 | 82,847,000 | 85,490,000 |
| Total capital | 82,877,000 | 84,999,000 | 86,903,000 | 89,375,000 |
| Risk-weighted assets | 510,801,000 | 529,909,000 | 543,869,000 | 528,199,000 |