Call reports 2005
FIRST CITIZENS BANK — 2005
What FIRST CITIZENS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 791,132,000 | 770,072,000 | 772,997,000 | 776,133,000 |
| Total loans | 444,025,000 | 448,495,000 | 449,577,000 | 451,254,000 |
| Allowance for loan losses | 3,571,000 | 3,632,000 | 3,666,000 | 3,701,000 |
| Securities available for sale | 287,413,000 | 275,366,000 | 272,138,000 | 279,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 578,763,000 | 549,636,000 | 556,215,000 | 554,711,000 |
| Interest-bearing deposits | 524,274,000 | 499,849,000 | 504,308,000 | 491,952,000 |
| Noninterest-bearing deposits | 54,489,000 | 49,787,000 | 51,907,000 | 62,759,000 |
| Equity capital | 77,894,000 | 76,122,000 | 76,912,000 | 78,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 9,473,000 | 19,146,000 | 28,916,000 | 39,073,000 |
| Interest expense | 4,234,000 | 8,709,000 | 13,274,000 | 18,146,000 |
| Net interest income | 5,239,000 | 10,437,000 | 15,642,000 | 20,927,000 |
| Noninterest income | 1,369,000 | 3,005,000 | 4,469,000 | 6,051,000 |
| Noninterest expense | 3,616,000 | 7,259,000 | 10,807,000 | 14,847,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 2,917,000 | 6,033,000 | 9,023,000 | 11,596,000 |
| Income tax | 643,000 | 1,360,000 | 2,033,000 | 2,008,000 |
| Net income | 2,274,000 | 4,673,000 | 6,990,000 | 9,588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,226,000 | 75,800,000 | 77,183,000 | 79,190,000 |
| Total capital | 82,074,000 | 79,432,000 | 80,849,000 | 83,111,000 |
| Risk-weighted assets | 515,765,000 | 514,292,000 | 518,431,000 | 518,888,000 |