Call reports 2004
FIRST CITIZENS BANK — 2004
What FIRST CITIZENS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 759,567,000 | 748,719,000 | 771,864,000 | 775,530,000 |
| Total loans | 406,173,000 | 422,835,000 | 437,231,000 | 437,742,000 |
| Allowance for loan losses | 3,797,000 | 3,368,000 | 3,470,000 | 3,507,000 |
| Securities available for sale | 314,714,000 | 284,690,000 | 283,773,000 | 287,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 544,555,000 | 526,688,000 | 559,980,000 | 562,239,000 |
| Interest-bearing deposits | 494,988,000 | 470,093,000 | 507,550,000 | 500,659,000 |
| Noninterest-bearing deposits | 49,567,000 | 56,595,000 | 52,430,000 | 61,580,000 |
| Equity capital | 76,040,000 | 72,961,000 | 77,518,000 | 77,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 9,199,000 | 18,315,000 | 27,511,000 | 36,969,000 |
| Interest expense | 3,851,000 | 7,620,000 | 11,525,000 | 15,620,000 |
| Net interest income | 5,348,000 | 10,695,000 | 15,986,000 | 21,349,000 |
| Noninterest income | 1,376,000 | 2,874,000 | 4,365,000 | 5,878,000 |
| Noninterest expense | 3,574,000 | 7,142,000 | 10,824,000 | 14,828,000 |
| Provision for loan losses | 211,000 | 401,000 | 451,000 | 451,000 |
| Pretax income | 3,597,000 | 6,946,000 | 10,042,000 | 5,324,000 |
| Income tax | 869,000 | 1,686,000 | 2,419,000 | 225,000 |
| Net income | 2,728,000 | 5,260,000 | 7,623,000 | 5,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,655,000 | 73,378,000 | 75,380,000 | 76,651,000 |
| Total capital | 75,452,000 | 76,746,000 | 78,850,000 | 80,158,000 |
| Risk-weighted assets | 488,831,000 | 499,630,000 | 505,293,000 | 507,008,000 |