Call reports 2003
FIRST CITIZENS BANK — 2003
What FIRST CITIZENS BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 775,271,000 | 757,052,000 | 765,541,000 | 765,592,000 |
| Total loans | 391,168,000 | 396,323,000 | 393,275,000 | 396,829,000 |
| Allowance for loan losses | 4,199,000 | 4,304,000 | 4,343,000 | 3,644,000 |
| Securities available for sale | 309,231,000 | 321,067,000 | 305,781,000 | 320,965,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 533,260,000 | 521,992,000 | 538,637,000 | 536,352,000 |
| Interest-bearing deposits | 487,223,000 | 469,648,000 | 488,768,000 | 480,688,000 |
| Noninterest-bearing deposits | 46,037,000 | 52,344,000 | 49,869,000 | 55,664,000 |
| Equity capital | 76,727,000 | 76,360,000 | 76,172,000 | 78,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 10,116,000 | 20,115,000 | 29,674,000 | 39,212,000 |
| Interest expense | 4,843,000 | 9,459,000 | 13,763,000 | 17,882,000 |
| Net interest income | 5,273,000 | 10,656,000 | 15,911,000 | 21,330,000 |
| Noninterest income | 1,341,000 | 2,869,000 | 4,324,000 | 5,622,000 |
| Noninterest expense | 3,380,000 | 7,026,000 | 10,590,000 | 14,316,000 |
| Provision for loan losses | 425,000 | 575,000 | 650,000 | 661,000 |
| Pretax income | 3,296,000 | 6,411,000 | 9,515,000 | 12,795,000 |
| Income tax | 805,000 | 1,515,000 | 2,211,000 | 2,951,000 |
| Net income | 2,491,000 | 4,896,000 | 7,304,000 | 9,844,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,051,000 | 70,454,000 | 72,984,000 | 74,861,000 |
| Total capital | 76,250,000 | 74,758,000 | 77,327,000 | 78,505,000 |
| Risk-weighted assets | 480,179,000 | 484,631,000 | 471,149,000 | 483,140,000 |