Call reports 2002
FIRST CITIZENS BANK — 2002
What FIRST CITIZENS BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 751,281,000 | 729,090,000 | 747,555,000 | 759,520,000 |
| Total loans | 401,676,000 | 414,973,000 | 413,750,000 | 395,632,000 |
| Allowance for loan losses | 3,861,000 | 3,656,000 | 3,736,000 | 3,800,000 |
| Securities available for sale | 269,541,000 | 277,905,000 | 286,876,000 | 293,662,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 527,709,000 | 490,333,000 | 510,215,000 | 518,409,000 |
| Interest-bearing deposits | 487,229,000 | 449,416,000 | 466,988,000 | 469,322,000 |
| Noninterest-bearing deposits | 40,480,000 | 40,917,000 | 43,227,000 | 49,087,000 |
| Equity capital | 62,409,000 | 67,427,000 | 72,905,000 | 75,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 11,197,000 | 22,412,000 | 33,592,000 | 44,396,000 |
| Interest expense | 5,840,000 | 11,525,000 | 16,788,000 | 21,923,000 |
| Net interest income | 5,357,000 | 10,887,000 | 16,804,000 | 22,473,000 |
| Noninterest income | 985,000 | 2,053,000 | 3,374,000 | 4,900,000 |
| Noninterest expense | 3,316,000 | 6,662,000 | 10,060,000 | 13,900,000 |
| Provision for loan losses | 75,000 | 225,000 | 375,000 | 500,000 |
| Pretax income | 2,950,000 | 6,121,000 | 9,813,000 | 13,043,000 |
| Income tax | 674,000 | 1,446,000 | 2,408,000 | 3,216,000 |
| Net income | 2,276,000 | 4,675,000 | 7,405,000 | 9,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,560,000 | 63,978,000 | 67,479,000 | 69,671,000 |
| Total capital | 65,421,000 | 67,634,000 | 71,215,000 | 73,471,000 |
| Risk-weighted assets | 469,660,000 | 476,417,000 | 474,350,000 | 485,046,000 |